What are Stocks and ETS's ??

Let us explain it to you below!

What is a Stock?

A stock is a small piece of a company that you can own. When you buy a stock, you own part of that business.
For example, if you buy a stock in Apple, you own a tiny piece of Apple.

Why Do People Buy Stocks?

To grow their money over time as the company grows.
To earn income if the company shares its profits (this is called a dividend). To support companies they believe in.

What is a ETF?

An ETF (Exchange-Traded Fund) is like a basket filled with different investments, such as stocks or bonds. Instead of buying just one stock, you buy a mix of many investments all at once.

Why Choose ETFs?

They spread out your money across many investments, which makes them safer than buying just one stock. They’re simple to start with because you don’t need to pick individual companies. They’re affordable—many ETFs cost less than $100 per share, and you can even buy small portions of them.

How to start Investing

How to StartInvesting?

Lets make this simple and break it down step by step

How to Choose a Brokerage

What Is a Brokerage?

A brokerage is an app or website that helps you invest in stocks and ETFs. It’s like your gateway to the stock market.

What do you need in a Brokerage and which one should you pick?

Easy to Use:

Is the app simple to understand?

Low Costs:

Look for platforms that don’t charge fees to buy or sell.

Low Minimums:

Choose one that lets you start with small amounts (fractional shares).

Good Support:

Can you get help if you have questions?

These are our Brokerage Recommendations

Roobinhood App

Cut non-essentials like unused subscriptions or dining out.

Acorns App

Include all your bills, groceries, debt,
and subscriptions.

Fidelity

Cut non-essentials like unused subscriptions or dining out.

What You’ll Need:

Let’s take a quick look below on what you will need to open and add money into your new account!

Personal Information:

Your name, date of birth, and Social Security Number (SSN).
Your address and phone number.

Employment Information:

Your job title and employer’s name.

Bank Info:

Your bank account number to fund your investments.

Steps to Open Your Account:

Pick a brokerage from our suggestions list above or choose your own:

Go to their website or app and click "Sign Up."

Fill out your personal and job information.

Upload your ID if needed.

These might be questions you have?

1. How much money do I need to start investing?

You don't need to be rich to start investing in most accounts we recommended you need as little as 5 to 10 dollars to get started.

2. Is investing risky or a scam?

Investing isn't a scam — but it does come with risk.Like anything in life, there's no reward without some risk. But smart investing means doing your homework, using legit platforms, and focusing on long-term growth. Scams happen when people promise guaranteed returns or “get rich quick” schemes. If it sounds too good to be true, it probably is.

3. What’s the easiest way to start?

Start with what you know — and use beginner-friendly apps.
You can start with index funds or ETFs, which are like baskets of stocks. They spread your risk and grow with the market. Many apps guide you through the process step-by-step. The best part? You can automate everything and let your money work for you in the background.