Fun Money Saving Challenges

Challenge number #1

The "Cash Stuffing Glow-Up" Challenge

How it works: Use envelopes (physical or digital) to allocate a set amount of cash each week for specific categories like groceries, entertainment, or savings. Any leftover cash at the end of the week goes into a “Glow-Up Fund” (savings for fun things like trips, self-care, or hobbies).

What Will Be Your Goal?

Save $100–$200 in one month by sticking to the envelope limits.

How should you stay motivated?

Share your glow-up savings progress on social media tag us @spendset.
Customize envelopes with goals and manifestations.

Challenge number #2

The "Closet & Home Clean out Cash" Challenge

How it works: Spend 2 weeks decluttering your closet and home to sell items you no longer use. This will allow you to start learning how to create smarter spending habits.

Spend 2 weeks going through your closet and home to sell items you no longer use.

Wardrobe: Sell gently used clothing, shoes, and accessories on platforms like Poshmark, Depop, or eBay.
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‍Household items: List small appliances, furniture, electronics, or decor on Facebook Marketplace, OfferUp, or Craigslist.

Once items are sold transfer every dollar you earn directly into your savings.

Reflect: This challenge helps you identify purchases you didn’t use or need, giving you insight into smarter, more intentional spending habits moving forward.

Now lets set a Goal!

Save $150 (or more!) by selling unused items. This is a very realistic goal and great start no matter how small it all adds up!

Tips for motivation:

Make it a fun challenge to see who in your household or friend group can sell the most.

Share your "found money" and decluttering success stories on social media.

Challenge number #3

The "10-Day Digital Detox & Declutter" Challenge

How it works:For 10 days, take a break from online shopping and unnecessary social media scrolling—no Amazon binges or ad-driven impulse buys. Add unspent shopping funds to savings. Declutter your digital life: unsubscribe from promo emails, delete unused apps, and cancel unnecessary subscriptions. Reflect on spending triggers and build mindful habits.

What Will Be Your Goal?

Goal: Is to save $250+ and feel more in control of your spending.

How should you stay motivated?

Replace scrolling with fun, free activities like working out, walking, or anything you enjoy what doesn't cost you anything.

Track your progress daily to see how much you're saving.

Reward yourself with something meaningful, like a small treat or planning your next goal.